Priced for Canadian households
In Canadian dollars, per household — not per person. Start free and upgrade when you want your accounts to sync themselves.
Track
You enter it.
Free
- Net worth from accounts you enter
- Budget vs. actual
- Financial-freedom (FIRE) projection
- Mortgages, with Bank of Canada rates
- Export or delete everything, anytime
No credit card needed.
Most popular
Connect
It updates itself.
$14.99 CAD/month
or $149/year — 2 months free
- Everything in Track
- Up to 5 live bank & brokerage connections
- Transactions categorized automatically
- Share with one household member
Free account first — pay when you connect.
Insight
It explains itself.
$24.99 CAD/month
or $249/year — 2 months free
- Everything in Connect
- AI assistant — ask anything about your money
- Monthly AI digest — duplicate charges, price hikes
- AI portfolio analysis
- Up to 15 live bank & brokerage connections
- Up to 5 household members
Free account first — pay when you connect.
- Cancel anytime
- One plan per household, not per person
- Canadian dollars · taxes may apply
Frequently asked questions
Is there a free plan?
Yes, and it doesn't expire. Track is free forever: manual accounts, net worth, budgeting and the financial-freedom projection. Paid plans add live bank connections, automatic transaction categorization and the AI assistant.
What syncs automatically today?
Chequing, savings, and credit cards at major Canadian banks, through Plaid. Brokerage syncing isn't live yet — we're finishing the agreement with our data provider — so investment balances, GICs and private mortgages are added by hand for now. Every calculation works the same either way.
What does one subscription cover?
The whole household workspace. Everyone you invite shares the same plan — there are no per-seat charges.
How do I cancel?
In Settings → Billing, yourself, in two clicks — no email, no phone call. You keep the paid features until the end of the period you've already paid for.
What happens if I cancel or a payment fails?
Nothing is deleted, ever. Paid features pause, your data stays exactly where it is, and everything returns the moment the plan is active again.
Can I switch plans or change to annual later?
Yes, any time. Switching mid-cycle prorates: the unused part of what you've paid is credited against the new plan rather than lost.
Can the app move my money?
No. The app is read-only by construction — there is no code path that can move your money or place a trade, and our build checks enforce that this stays true.
How do payments work?
Through Stripe, on Stripe-hosted pages. Card details never touch our servers. Prices are in Canadian dollars; taxes may apply at checkout.
Still deciding? Email support@enoughline.com.
Free account first — you pick a paid plan from Settings once you’re in, and nothing is charged until you do.